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14 Facts (Program available in the US & Puerto Rico only. TX limited to $7,500 unsecured.)
- Zero cost to your home improvement company.
- No home equity or appraisal required.
- Dedicated Account Executive.
- Secured home improvement loans up to $25,000 FICO 650+. Second position lien shall be applied against property.
- Save Now, Pay Later Feature: FICO 725+, Add'l $15,000 unsecured, 0% 12 mo SAC no monthly payments, 18% retro if not paid in full, solar only.
- Unsecured home improvement loans up to $7,500.
- Quick pre-qualification and final approvals.
- Online application system available.
- 100% up-front funding (funds are disbursed before the project is started).
- No pre-payment penalties with flexible terms up to 20 years.
- Tax deductible interest (consult your tax advisor).
- Debt-to-income ratio 45% or lower (adjusted gross back-end).
- Bankruptcies discharged 2 years or more.
- Secured Buyer documentation: Application, Authorization, past 2 years of W-2's, most recent pay stub, recent mortgage statement, signed letter of explanation for any derogatory credit, proof of open collections paid (if applicable), estimate describing work to be done and dollar amount required.
Example Rates, Subject To Change
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